According to a joint study conducted by the Associated Chamber of Commerce and Industry of India (ASSOCHAM) and CRISIL, about 46,000 MW of power projects are at high risk as they do not have any strong sponsorship support from companies. Of these, nearly 36,000 MW of projects are coal based and about 10,000 MW are gas based. Banks and financial institutions had together lent about Rs 750 billion for these projects as of March 15, 2015. However, the projects are not expected to turn viable in the long run even if they are structured under the 5/25 scheme. In fact, there is apprehension that the accretion of non-performing assets from these accounts could be high in the medium term.